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October 2009
Eco Tip

Custom energy tips can save you more. Annually, about a million people consult the Home Energy Saver Web site for specific suggestions to save on energy costs. You enter your address and details on your home. The Energy Advisor calculates your energy use and saving opportunities. Try it.

Cut Holiday Expenses, No Scrooge Required

Holidays There are plenty of ways to have fun, create lasting memories, and avoid the "Bah, humbug!" approach to the coming holiday season, despite the economic downturn and strain on family budgets. Consider making a few changes this year that are kinder to your budget and that free up valuable time for family and fun >>>

Credit Unions Serve Consumers for 100 Years

Cake Your credit union is not 100 years old—yet—but we join credit unions around the country in celebrating a wonderful milestone: formation of the nation's first credit union, La Caisse Populaire St. Marie in New Hampshire, in 1908. Hear more about the birth of the U.S. credit union movement >>>

CU Custom Information

HouseStandard EZ Mail set-up comes with one customizable section in the right hand column. You can use this section to alert your customers or upcoming promotions or other Credit Union news.

IRA "Catch-Ups" Earn Big Bucks

Money In 2008, your maximum IRA (individual retirement account) annual contribution limit increased to $5,000. And if you are age 50 or older, you can exceed that limit by an additional $1,000 because of catch-up provisions designed to boost your IRA contribution dollars. Here's how those catch-up provisions can pay
off >>>


Question

What is the deadline for 2008 IRA contributions?

A) April 15, 2008
B) December 31, 2008
C) April 15, 2009
D) Your approved IRS extension deadline.

Answer:

You can contribute funds to your traditional or Roth IRA by the first deadline of a tax return, without any extensions. That means you can make a retroactive 2008 IRA contribution if you fund the account by April 15, 2009. (Answer C is correct.)

CU Custom Information

Standard EZ Mail set-up comes with one customizable section in the left hand column. You can use this section to alert your customers or upcoming promotions or other Credit Union news.

 
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Celestial Credit Union | 1038 Mailer Avenue | Hopedale, MA 99911

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